Apply for a Personal Loan in 10 minutes or less

What you'll need to apply online:
  • Social Security number
  • Date of birth and address
  • Driver's license or government-issued ID

Personal Loan Application

Loan Information

$

Personal Information

Address Information

Declarations

Asset Information

Enter estimated value for each category below

$
$
$
$
$
$

Employment Information

$
* Other Income:
    - Income from Alimony, Child Support, Separate Maintenance, or Medical Claims need not be revealed if applicant does not choose to have it considered as a basis for repaying this obligation.
   - Employee Income should not be included in Other Income.
$

Co-Borrower Information

Co-Borrower Address Information

Co-Borrower Employment Information

$
* Other Income:
    - Income from Alimony, Child Support, Separate Maintenance, or Medical Claims need not be revealed if applicant does not choose to have it considered as a basis for repaying this obligation.
   - Employee Income should not be included in Other Income.
$

Co-Borrower Asset Information

Enter estimated value for each category below

$
$
$
$
$
$

Co-Borrower Declarations

Boat Information

Disclaimer: We do not accept collateral that is older than 15 years.

Stock Information

$

Motorhome/RV Information

Disclaimer: We do not accept collateral that is older than 15 years.

Home Improvement Property Information

Vehicle Information

Disclaimer: We do not accept collateral that is older than 15 years, unless it is a classic car which is defined as older than 25 years.

Confirm Application & Disclosures

Personal Information

Address Information

Agreement to Receive Electronic Communications
1. Please print a copy of this Agreement for your records. This Agreement contains important information. You should read it carefully and keep a copy for your records. CLICK HERE TO PRINT

Federal law requires that we obtain your consent before we can provide required disclosures electronically as you complete your online application. By accepting the terms of this agreement, you authorize 1st Source Bank to provide information to you electronically in lieu of certain paper notifications related to the account or product for which you are applying. If you do not wish to proceed with your application online, you can visit any 1st Source Banking Center to complete the application process.

Computer Requirements:
In order to access, view and retain communications that we make available electronically, you must have:
  • A personal computer or other device that is capable of accessing the Internet. Your access to this page verifies that the system/device you are currently using meets these requirements.
  • An Internet browser that supports 128-bit SSL encryption, such as Internet Explorer (8.0 or newer), Edge, Firefox, Safari or Google Chrome. Your access to this page verifies that the browser and encryption software/device you're currently using meet these requirements.
  • An e-mail account with an Internet service provider and e-mail software capable of sending and receiving email.
  • You must have software that permits you to receive and access Portable Document Format (PDF) files. If you do not have such software, it can be downloaded at http://get.adobe.com/reader/
  • A printer capable of printing copies of information for your records or sufficient storage capacity on your computer's hard drive or other storage unit, such as a flash drive, to save copies of information for your records.
  • Disclosures can also be accessed online anytime at https://www.1stsource.com/disclosures/.

Email Address:
Electronic communication may be sent to the email address that you have provided to us. If the email is returned as undeliverable, we reserve the right to use postal addresses. Please notify us of any change in your email address by contacting us at (574) 235-4440 or (888) 236-0779.

Withdrawal of Consent:
There are no fees, conditions, or consequences associated with switching from electronic to paper disclosures. You may withdraw consent to receive electronic disclosures at any time after your online application has been received by contacting us at (574) 235-4440 or (888) 236-0779.

Paper Copy:
You agree that 1st Source Bank does not need to provide you with an additional paper (non-electronic) copy of the disclosures, notices, terms and conditions, unless specifically requested. If you would like to receive a free paper copy of any information or disclosures that you agreed to receive electronically, please contact us at (574) 235-4440 or (888) 236-0779.

Disclosures:
All electronic disclosures shall be in compliance with applicable laws and regulations. Terminating this online session prior to submitting the application will automatically withdraw your consent to receive electronic disclosures. Disclosures provided to you electronically may or may not include: Agreement for Deposit – Consumer Accounts, Electronic, Funds Transfer Notice of Disclosure, Truth in Savings Disclosure, USA Patriot Act, Privacy Notice, Electronic Banking Authorization & Disclosure, Electronic Funds Transfer Agreement, 2% Home Equity Line of Credit Program Disclosure (Indiana or Michigan, as applicable), Interest-Only Home Equity Line of Credit Program Disclosure (Indiana or Michigan, as applicable), “What You Should Know About Home Equity Lines of Credit” brochure, Loan Estimate, Service Providers List, Other Important Disclosures, Notice of Furnishing Negative Information, Hazard Insurance Requirements, Housing Counselors, Consumer Caution and Home Ownership (Michigan property only), Borrower’s Bill of Rights (Michigan property only), FHA Prescribed Amendment (FHA only), Important Notice to Homebuyers (FHA only), and Informed Consumer Choice Disclosure Notice (FHA only).

Consent:
By accepting this agreement, you are confirming that you have the ability to access, view and retain documents through electronic means and further consent to the electronic delivery of the disclosures, notices, terms and conditions pertaining to this application.

02-09-2016 ver. 2.1
To retain a copy of this application and it's disclosures for your records, click here to PRINT.
The application will ask you about your personal, contact, employment and potentially collateral information. It will also ask you to input your Social Security Number, Date of Birth, Income information and possibly an accepted form of identification. You must have software which permits you to access Portable Document Format ("PDF") files, such as Adobe Acrobat Reader® version 5.1 or higher (available for downloading at Adobe’s website by clicking here ). to test your device’s capabilities before you proceed.
Yes. For your loan application to be considered, 1st Source will need to request your credit report from one or more of the credit bureaus. This request will display on your credit report.
Most applications are processed within 4 business hours. We will contact you by phone and/or email as soon as your application has been processed. However, you are always welcome to contact us at 574-235-4440 or 888-236-0779 in the event you have further questions.
At 1st Source Bank, we pride ourselves on Relationship Banking. That is why we do require that you have an open checking account with us before or at the time of loan closing. If you would like to, you can apply online for an account with us.
At 1st Source Bank, our client appreciate the value of relationships and having a partner that provides straight talk and sound advice while always keeping your best interests in mind. That's why we do things a little differently than some other banks. For instance, although we may be able to accept loans from anywhere in the country, we choose to offer them in the markets we serve. That means, even if you like to do business electronically, you can be assured you're never far away from a real person when you need one.