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Apply for a Checking in minutes

What you'll need to apply online:
Social Security number
Date of birth and address
Driver's license or government-issued ID

e-Student Checking Account Application

All required fields are marked by a red asterisk [ * ]

Primary Owner

Name used on the Application must match the name on the identification used.

Address Information

Employment Information


Joint Owner

Account Information

Order Debit Card or ATM Card

Debit & ATM Card Overdraft Choice

Order Checks

Anticipated Monthly Activity

Answers provided assist us in monitoring your account for fraud.

Deposit Information


Relationship Information

Other Services

Confirm Application & Disclosures

Primary Owner

Account Information:

Agreement to Receive Electronic Communications *
Please print a copy of this Agreement for your records. This Agreement contains important information. You should read it carefully and keep a copy for your records. CLICK HERE TO PRINT

Your Legal Rights

As part of your relationship with us, we want to ensure you have all of the information you need to effectively manage your accounts. Our goal is to provide you with as many options as possible for receiving your account documents. We are required by law to give you certain information “in writing” – which means you are entitled to receive a paper copy. However, with your prior consent, we may instead provide this information to you electronically. We also need your general consent to use electronic records and signatures throughout our relationship with you. Before you use any of our Electronic Services, you must review and consent to the terms outlined below.

Scope of Electronic Communications

Your consent to receive electronic communications includes, but is not limited to:
  • Disclosures, agreements, notices and other information related to the opening of an account, product, or service including, but not limited to, account agreements, fee schedules or other disclosures or notices that may be required by the Truth in Savings Act, Electronic Fund Transfer Act, Truth in Lending Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Gramm Leach Bliley Act, the Real Estate Settlement Procedures Act or other applicable federal or state laws and regulations
  • Periodic statements or monthly billing statements for your banking products
  • Notices or disclosures about a change in terms of your banking products
  • Our Privacy Policy and other privacy statements or notices (by posting such notices on our website)
Disclosures can also be accessed online anytime at https://www.1stsource.com/disclosures/

Hardware and Software Requirements

In order to access, view and retain communications that we make available electronically, you must have:
  • A personal computer or other device that is capable of accessing the Internet. Your access to this page verifies that the system/device you are currently using meets these requirements.
  • An Internet browser that supports 128-bit SSL encryption, such as Internet Explorer (8.0 or newer), Edge, Firefox, Safari or Google Chrome. Your access to this page verifies that the browser and encryption software/device you are currently using meets these requirements.
  • An e-mail account with an Internet service provider and e-mail software capable of sending and receiving email.
  • You must have software that permits you to receive and access Portable Document Format (PDF) files. If you do not have such software, it can be downloaded at http://get.adobe.com/reader/
  • A printer capable of printing copies of information for your records or sufficient storage capacity on your computer's hard drive or other storage unit, such as a flash drive, to save copies of information for your records.

Changes to Hardware or Software Requirements

If our hardware or software requirements change, and that change would create a material risk that you would not be able to access or retain your electronic records, we will give you notice of the revised hardware or software requirements. Continuing to use electronic services after receiving notice of the change is reaffirmation of your consent.

How to Update Your Contact Information

It is your responsibility to keep your primary e-mail address updated so that the Bank can communicate with your electronically. If the email is returned as undeliverable, we reserve the right to use postal addresses. In the event that your email address or other contact information is changed, you must notify us of such changes immediately by contacting your local banking center or the Customer Service Center at (574) 235-2000 or (800) 513-2360. If you fail to notify us of any change in your e-mail address, you agree that we may provide Electronic Communications to you at the e-mail address maintained in our records and provided by you. Any Electronic Communications we send to you will be deemed to have been provided on the date we deliver the e-mail to you advising you of their availability.

How to Withdraw Your Consent; Consequences of Withdrawing Consent

You have the right to withdraw consent at any time. However, please be aware that withdrawal of consent may result in the termination of your access to electronic services including online banking. Your withdrawal of consent will become effective after we have had a reasonable opportunity to act on it. If you are receiving e-statements, your withdrawal of consent will cause paper statements to be mailed to you, which may incur a paper statement fee.

To withdraw your consent, contact your local banking center or the Customer Service Center at (574) 235-2000 or (800) 513-2360.

Requesting a Paper Copy

If you would like to receive a paper copy of any information or disclosures that you agreed to receive electronically, please contact your local banking center or the Customer Service Center at (574) 235- 2000 or (800) 513-2360. We may charge a fee for the production and delivery of documents in paper form. Please refer to your Account Agreement and the Fee Schedule for Personal Accounts for additional information.


We reserve the right to terminate providing electronic disclosures, notices, and/or communications to you or to change the terms and conditions applicable to our provision of electronic disclosures, notices, and/or communications at any time. We will provide you with notice of any such termination or change in terms and conditions as required by law.

Consent and Acknowledgement

By checking the box below, you acknowledge receipt of this Agreement to Receive Electronic Communications and consent to the delivery of electronic communications. You confirm that you have the ability to access, view and retain documents through electronic means and further consent to the electronic delivery of the disclosures, notices, terms and conditions.

09-23-2020 ver. 4.1

Accounts cannot be opened online for anyone under the age of 13. At least one applicant must be of legal age in the state in which the account is being opened. You'll need your Social Security number and a valid driver's license or military ID to continue. That's it!
No. To process an account application, we use CheckSystems Inc., a consumer-reporting agency, to determine your eligibility. This will have no effect on your credit report or score.
We will strive to provide you with a response within a few business hours from your request. In many cases, our clients will apply online and sign their pre-printed documents in one of our conveniently located banking centers the same day.
At 1st Source Bank, our clients appreciate the value of relationships. That's why we do things a little differently than most other banks. For instance, we only process applications for deposit accounts from current clients or individuals who are connected to markets served by a 1st Source Banking Center. So, even if you like to do your transactions electronically, you can be assured that you're never far away from a real person when you need one.
Our application process is quick and convenient for anyone to use. However, current 1st Source clients' applications can be opened entirely online. This is because we already know you and your financial history.
There may be several instances that you may need to open an account for someone other than yourself, such as:

  • Trust Account
  • Beneficiary (Guardianship SS Rep Payee Accts)
  • Estate Account
  • Minor (under 16 years old)
  • Payable on Death
  • Business / Non-Profit

1st Source is able to service many types of account ownerships which can be completed in one of our conveniently located Banking Centers. Click here to find the nearest Banking Center to you.
You may apply online provided that you have one of the following valid forms of identification:

  • Current Passport
  • US State issued driver's license
  • State issued ID (issued over 30 days ago)
  • Matricular Consular

If you have yet received a US Taxpayer ID, please enter '999-99-9999' in the Social Security / Taxpayer ID field. Should you have any further questions, issues or concerns, please contact a representative at 888-236-0779.